Hi Folks..Correct if I'am wrong here, but I thought only signature restaurant bookings required a credit card,as I made 3 bookings over the phone in the last two days,and each ADR required a credit card..But on my Disney experience it is asking for a credit card for an ADR at Via Napoli..( always dubious about putting my credit card details on line ) ...If no one knows this answer,I will phone Disney dining number later on tonight..