DVC Question

For our family, a resale was the best option. We paid about 1/2 price per point. We won't ever take a cruise or use the points for RCI exchange. In our figuring, and you have heard right, anything other than a DVC room is not a good use of points. But, like Kristen, it's the convenience and the options you have. Since we would never use the points for anything other than DVC resort stays, it didn't make sense to pay twice as much to buy from Disney.

We have 160 points, and in buying our resale, I made sure that I was buying a resale that had 100% banked points coming up for the next Use Year. So, we closed on 160 points at the end of October and on December 1 (our Use Year), we got 320 points because of the 160 points we purchased and the 160 points that had been banked. We have been able to stay ahead because of the banked points that came with our contract.

Oh Pooh. I always get that mixed up.
My bad, apologies.

Oh, me too, I just assume that we can't use our points for anything but resort stays, so it sounded good to me!

160 points seems fine depending on where / when you stay, and keep to a studio. I originally bought 160 pts at SSR, and after using my first 160 pts, I decided to add 50 more, so that I can bring my extended family ( bother, sister, nephews) down.

We are bitten by the bug too and have made a few offers on the resale market. For me it was a no brainer, we want to own at AKL, $145 direct or about $70 resale. Resale you can't use points for cruises or concierge collection, which we would never use anyway. We have a certain amount of money available to buy with, so we either buy direct and have the points now, or buy double the amount on the resale market but it takes longer due to the buying aspect of it. Double points but taking longer.... I'm patient

Oh and just to add, we were thinking of 160, it then rose and rose and now we are offering on 250 and 270 point contracts

We have 240. For us in the UK it depends on the exchange rate! I am lucky in that I have a checking account that does not charge me extra for overseas transactions so I pay about PS225 a month. We are planning to look at the hotel side of things one day but are happy to go to AKL at the moment. I would love to buy into the Poly when it happens (if we could afford it). We are looking at next year and think we could do 2 trips. We have to think about the air costs.

I bought back in 1999 at the Boardwalk - then added more at Beach Club and more again at AKL...I have 400 points and find it perfect for a large extended family. Depending on time, we can get a 2 BR for a week and still have enough left for a studio or 1BR for a long weekend in the same use year. I like that we can bank points for a big blow-out year!

Our point s rose again, we have had an offer accepted on 320 point contract woohoo!

We have 160 points. Buying a resale, we had 160 banked, so we started out, as DVC owners, with 320 points and have been able to bank a pretty good amount each year.

This year I have booked a 2 BR Garden View at BWV for 9-28 thru 10-4 and then a Studio Garden View at BWV for 10-4 thru 10-6 and will still have 20 points to bank. Of course, we started this Use Year with 285 points. SOOO, 200 points would have been WAY easier to work with, but we were able to make it work with 160, THIS time.

You could always book 2 studios, rather than a 2 bedroom, to save points. Sleeps the same, but you would not have the washer/dryer that comes with a 2 bedroom.

I would suggest resale as well. Price to purchase BCV or BWV from Disney for a new member is $130/pt, and minimum purchase of 100 pts. Resale contracts are in the $80-$85/pt range.

Good luck!